Inputs
Enter taxable employment or self-employment income for the year. Bonus income is added before applying the threshold.
Student loan calculator
Student loan repayment calculator
Estimate annual, monthly, and weekly UK student loan deductions using the 2026/27 repayment thresholds for Plan 1, Plan 2, Plan 4, Plan 5, and postgraduate loans.
Method
Plan 1, 2, 4, and 5 repayments are estimated at 9% above the plan threshold. Postgraduate loans are estimated at 6% above the postgraduate threshold.
Limits
This estimates deductions, not loan interest, balance write-off, refunds, payroll timing, or whether you should make voluntary repayments.